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Underwriting Executive
About this role
The Concept Group in Lagos is seeking an Underwriting Executive to join its Credit Risk/Underwriting team. The role involves assessing the creditworthiness of customers, reviewing credit applications, and ensuring compliance with credit policies and KYC to support sound credit decisions and mitigate risk. The ideal candidate is analytical, detail-oriented, objective, and risk-conscious.
What you would do
- Review and assess the creditworthiness of potential customers against established risk criteria.
- Analyse financial and quantitative information to support objective credit decisions.
- Review credit applications and identify deviations from the company's credit policy.
- Highlight quality assurance issues in credit proposals for resolution.
- Ensure all required credit approvals, KYC documentation, and supporting materials are complete and properly executed.
- Conduct credit bureau searches.
What they are asking for
- Bachelor's degree in Finance, Accounting, Economics, Business Administration or related field.
- Relevant experience in credit analysis, underwriting, credit risk, or financial services.
- Strong ability to analyse financial and quantitative information.
- Good understanding of credit assessment and risk evaluation principles.
- Strong attention to detail and solid documentation skills.
- Knowledge of KYC and credit documentation requirements.
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