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SME Loan Officer in a Reputable Financial Services Organization - TeamAce Limited
About this role
A full-time SME Loan Officer role in Lagos focused on vehicle-based financing, from customer acquisition and credit assessment to disbursement and repayment monitoring. It targets candidates with experience in SME or commercial lending and a background in finance or related fields.
What you would do
- Build and maintain relationships with SME customers to ensure timely loan repayments and good portfolio quality
- Evaluate loan applications and financial data to support credit decisions
- Identify SMEs or individuals seeking vehicle-based financing and assess their funding needs
- Manage the loan process from application and documentation through approval and disbursement
- Monitor repayments and portfolio performance
- Engage in credit assessment, loan structuring, and collateral evaluation as part of lending activities
What they are asking for
- Bachelor’s degree or HND in Finance, Accounting, Economics, Business Administration or related field
- 2–5 years of experience in SME lending, commercial lending, or credit
- Experience with vehicle-based lending and understanding of credit assessment, collateral evaluation and repayment monitoring
- Proven ability to acquire and manage SME customers and meet lending and portfolio targets
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