Senior Data Scientist (Credit)

About this role

Senior Data Scientist (Credit) at Moniepoint. The role focuses on developing and deploying credit risk, pricing and behavioural models to support underwriting, pricing and collections for lending across Nigeria and Africa, with collaboration across the Consumer Credit team to shape offers and data-driven decisions. It sits at the intersection of data science, credit risk and product and requires translating analyses into actionable recommendations.

What you would do

• Create and deploy credit scoring, affordability and behavioural models for underwriting, pricing and collections.
• Design and run experiments to optimise approval rates, loss rates and profitability.
• Work with product teams to embed decision logic into real-time systems.
• Ensure data quality, compliance and ethical use of models across decisioning processes.
• Coach product teams on experimentation and data-driven decision making.
• Develop models to improve outcomes in collections, churn management and user retention.

What they are asking for

• Degree in statistics or another quantitative field (statistics, mathematics, engineering or similar).
• 5+ years of experience in data science, decision science or risk analytics within financial services.
• Working knowledge of credit risk, consumer lending and regulatory considerations.
• Proficiency in SQL and at least one modelling/programming language (Python, R).
• Experience with A/B testing, machine learning, collections modelling and churn management.
• Ability to translate complex analyses into clear recommendations for business stakeholders.

Listing details are summarised from the source. Always confirm the role and the employer on the original posting before applying, and never pay to apply for a job.