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Relationship Officer
About this role
A Relationship Officer role at Retrust Microfinance Bank in Lagos, focusing on sourcing customers, disbursing collateralised loans, promoting loan products, assessing credit, and monitoring portfolios. It targets individuals with strong marketing, interpersonal, and business development skills.
What you would do
- Market and promote the bank's loan products and services
- Source and onboard new collateralised loan customers
- Conduct customer visits, business appraisals, and credit investigations
- Analyze repayment capacity and recommend suitable loan facilities
- Prepare and process loan applications according to bank policies
- Monitor disbursed loans to ensure prompt repayment and maintain portfolio quality
What they are asking for
- Minimum of OND, HND, or Bachelor's degree in relevant fields (Business Administration, Marketing, Banking & Finance, Economics)
- Experience in loan marketing, sales, microfinance banking, or related financial services is advantageous
- Strong communication, negotiation, and relationship management skills
- Ability to work independently and meet targets
- Good analytical and credit assessment skills
- Proficiency in Microsoft Office applications
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