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Merchant Business Manager
About this role
The role is for a Merchant Business Manager based in Lagos, employed full-time by Maurice Xandra Solutions Limited, a management consulting firm offering HR, management and process improvement services. The position focuses on growing merchant banking activities such as deposits, lending and other services, while ensuring regulatory and risk compliance. It involves driving lending solutions with sound credit risk management, monitoring performance against targets, and leading growth initiatives in merchant banking, deposits and loan disbursements. Collaboration with internal teams to enhance digital banking and payment services, and leading acquisition of SMEs and medium-sized businesses to expand the merchant customer base. The advert outlines required experience in merchant banking or related fields and notes the value of leadership and strategic planning skills.
What you would do
- Identify opportunities to expand merchant deposits, lending and other banking services.
- Ensure compliance with regulatory requirements, risk policies and operational guidelines.
- Drive merchant lending solutions with sound credit risk management and portfolio quality.
- Monitor business performance against targets across merchant acquisition, deposits, loans, POS usage and profitability.
- Develop and implement strategies to grow merchant banking, deposits and loan disbursements.
- Collaborate with internal teams to improve digital banking, payment gateway services and transaction management.
- Develop initiatives to increase merchant engagement, transaction volumes and product adoption.
- Drive merchant account growth, POS terminal deployment and active usage of payment solutions.
- Lead the acquisition of SMEs and medium-sized businesses to expand the bank’s merchant client base.
- Lead business development efforts in merchant banking and related services.
What they are asking for
- Minimum of 8–10 years’ experience in merchant banking, SME banking or payment processing, with at least five years in a leadership role.
- Bachelor’s Degree in Finance, Banking, Business Administration or a related field.
- MBA or relevant professional certification is an advantage.
- Strong knowledge of merchant banking products, digital payment solutions and credit risk management.
- Excellent leadership, relationship management, negotiation and strategic planning skills.
- Proven ability to drive business development, merchant acquisition, deposit mobilisation and loan growth.
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