Loan Officer (Entry Level & Experienced Professionals)

About this role

Pivotage Consulting in Lagos is hiring for Loan Officers at both entry level and with experience. The role involves assessing loan applications, evaluating borrowers’ creditworthiness, and managing the lending process from application to disbursement and repayment. The firm provides HR services and works with various organisations, focusing on tailored, value-driven solutions. Candidates should have strong analytical, communication, customer service, and relationship-management skills, with understanding of lending and credit-risk principles.

What you would do

• Source and engage prospective borrowers and advise on suitable loan products.
• Receive, review, and verify loan applications, supporting documents, and customer information.
• Assess applicants’ creditworthiness, income, repayment capacity, and overall risk.
• Conduct credit checks, background verification, and other required due diligence.
• Prepare clear credit assessments and recommendations for approval or decline.
• Ensure loans are processed and disbursed accurately within timelines.
• Monitor loan repayments and identify delinquent accounts; support collections as needed.

What they are asking for

• Minimum of OND, HND, or Bachelor's degree in Finance, Accounting, Business Administration, Economics, or related field.
• Experience in lending, credit analysis, sales, or loan recovery is an advantage; entry-level candidates may apply.
• Understanding of credit assessment, loan processes, and risk management.
• Strong communication, analytical, negotiation, and customer service skills.
• Proficiency in Microsoft Office and good record-keeping skills.
• High integrity, attention to detail, and ability to work in a target-driven environment.

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