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Loan Officer
About this role
Mivale Limited in Lagos is hiring a full-time Loan Officer to support the growth and quality of its loan portfolio. The role involves identifying prospective borrowers, assessing creditworthiness, processing loan applications, monitoring active accounts and driving timely repayments. It is suited to someone who is commercially driven, analytical, customer-focused and highly accountable.
What you would do
- Identify and acquire qualified prospective borrowers through approved channels.
- Engage customers to understand their financial needs and provide appropriate loan solutions.
- Collect, verify and maintain documentation for loan applications.
- Assess creditworthiness and perform preliminary credit assessments in line with lending policies.
- Process loan applications within agreed turnaround times.
- Monitor loan accounts, follow up on repayments and manage collections as needed.
What they are asking for
- Bachelor's degree or HND in Finance, Accounting, Economics, Business Administration, Marketing or a related field.
- 1-3 years' experience in lending, microfinance, fintech, banking or related financial services.
- Good understanding of credit assessment and loan processes.
- Strong customer relationship and communication skills.
- Numerical and analytical ability with attention to detail.
- Proficiency in Microsoft Office/Google Workspace; familiarity with loan management or CRM systems is an advantage.
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