Lead, Credit & Risk Control

About this role

Lead, Credit & Risk Control role at Adept Lessor Limited in Lagos Mainland, Lagos. The position reports to the Chief Operating Officer and collaborates with internal teams and external customers and regulators to safeguard capital, oversee the leased asset base, ensure disciplined credit approvals, monitor risk and support recovery.

What you would do

• Review all credit appraisal reports for high-quality risk assessment and complete financial analysis.
• Chair or participate in Credit Committee deliberations to enforce the credit policy before disbursement.
• Perform due diligence on lease customers.
• Conduct pre-disbursement site visits to verify business existence and operational capacity.
• Validate collateral ownership and asset authenticity.
• Lead post-disbursement risk monitoring and coordinate recovery/workout strategies for non-performing leases.

What they are asking for

• HND or degree in accounting, economics, finance or related field; MBA/master’s degree adds advantage.
• 7–12 years of relevant experience.
• Organisational competencies including adding value, dedication, excellent service, professionalism and transparency.
• Functional competencies: credit risk assessment and financial statement analysis; due diligence, KYC and AML compliance; repossession and enforcement process management; risk assessment and mitigation.
• Grade category competencies: effective communication, collaboration, problem solving, revenue tracking.

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