About this role
A Junior Loan Officer role based in Lagos focuses on SME lending with an emphasis on vehicle financing. The role covers end-to-end loan processes from customer acquisition and credit assessment to disbursement and repayment monitoring. The employer is a reputable financial services firm recruiting for full-time engagement. The position requires building relationships with SME customers while ensuring timely repayments and portfolio quality.
What you would do
- Identify SMEs and individuals seeking vehicle-based financing and assess their funding needs
- Evaluate loan applications, financials, cash flows and repayment capacity to support credit decisions
- Manage the loan process from application and documentation through approval, disbursement and repayment monitoring
- Build and maintain strong relationships with SME customers
- Ensure timely loan repayments and portfolio quality
What they are asking for
- Bachelor’s degree or HND in Finance, Accounting, Economics, Business Administration or related field
- 2–5 years experience in SME lending, commercial lending or credit, with hands-on vehicle-based lending experience
- Strong understanding of credit assessment, loan structuring, collateral evaluation and repayment monitoring
- Proven ability to acquire and manage SME customers while meeting lending and portfolio targets
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