All jobs
Head of Credit
About this role
Head of Credit is responsible for leading Loma Bank's entire credit function, encompassing underwriting, disbursement, portfolio management, collections and recovery, while ensuring regulatory compliance and portfolio quality. The role targets someone with senior credit risk leadership experience in Nigeria, capable of balancing risk with growth.
What you would do
- Define and maintain the Credit Risk Management Framework and policies
- Oversee loan mobilisation, application assessment, due diligence, financial analysis and credit approvals
- Lead credit committees and ensure robust risk assessment for decisions
- Manage the loan portfolio across products and monitor performance and stress tests
- Design and implement collections, recovery, and collateral strategies
- Ensure compliance with CBN regulations and internal controls; prepare risk reports for management and regulators
What they are asking for
- Bachelor's degree in Finance, Economics, Accounting, Banking, or related field
- Minimum 5 years in credit risk management with at least 2 years in a senior leadership role in Nigeria
- Knowledge of CBN Prudential Guidelines and credit risk best practices
- Proven track record managing a sizable loan portfolio with low NPLs and good recovery
- Experience in digital lending or fintech lending environments preferred
- Strong analytical, leadership and communication skills
Listing details are summarised from the source. Always confirm the role and the employer on the original posting before applying, and never pay to apply for a job.