Field Credit Officer (South East)

About this role

A Field Credit Officer based in Enugu will identify, onboard and manage businesses for Moniepoint's credit products, aiming to grow a profitable loan portfolio while ensuring repayments are made on time. The role involves applying credit assessment tools, visiting borrower locations, and making loan decisions with management input.

What you would do

• Identify and onboard viable businesses within the assigned area to open Moniepoint business accounts.
• Engage customers to optimise account usage to qualify for credit access.
• Review and approve or decline loan requests after analysing available data.
• Conduct visits to borrowers' businesses to assess books, inventory and turnover.
• Achieve gross loan portfolio and portfolio profit targets while ensuring repayment performance.
• Monitor active loans to ensure continued usage and timely repayments; perform other credit-related tasks as assigned.

What they are asking for

• OND in a business-related discipline.
• Minimum of 2 years' experience in a sales role for credit products in a financial institution.
• Demonstrable knowledge of credit risk analysis.
• Good knowledge of financial analysis is an added advantage.
• Must be resident in one of the listed locations and indicate preferred location on CV.

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