Field Credit Officer (South East)

About this role

The Field Credit Officer will onboard and manage businesses in the Southeast to access Moniepoint credit products. The role involves growing the loan portfolio while ensuring repayment, evaluating applications based on the 5Cs of credit, with capacity, character and capital as major priorities. It is an onsite, outsourced role reporting to the Regional Credit Manager, covering Abia, Anambra, Ebonyi, Enugu and Imo.

What you would do

• Identify and onboard viable businesses in the assigned area to open Moniepoint business accounts.
• Engage customers to maximise account usage so they can qualify for credit.
• Review and decide on loan requests based on available data.
• Visit potential borrowers’ businesses to assess books, inventory and turnover.
• Hit gross loan portfolio targets and portfolio profit targets while keeping loans performing.
• Monitor active loan portfolios to ensure continued account use and timely repayments.

What they are asking for

• OND in any business-related discipline.
• Minimum of 2 years’ experience in a sales role for credit products in a financial institution.
• Demonstrable knowledge of credit risk analysis.
• Knowledge of financial analysis is an added advantage.
• Resident in Abia, Anambra, Ebonyi, Enugu or Imo; indicate preferred location on your CV.
• Work mode: onsite.

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