Field Credit Officer (Osun)

About this role

A Field Credit Officer is needed in Osun to onboard and manage businesses for Moniepoint's credit products, grow the loan portfolio, and ensure timely repayments. The role involves assessing credit applications, conducting site visits, and monitoring loan performance for profitability. Intended for individuals with experience in credit products within financial services and strong analytical and communication skills.

What you would do

• Identify and onboard viable businesses to open Moniepoint accounts in your area
• Engage customers to ensure optimal account usage for credit eligibility
• Review and approve or decline loan requests based on data analysis
• Visit potential borrowers' business sites to evaluate books, inventory, and turnover
• Meet gross loan portfolio and profit targets while ensuring loan performance
• Monitor active loan portfolios to ensure account usage and repayment and perform other credit-related tasks as assigned by supervisor

What they are asking for

• OND in a business-related discipline
• Minimum of 2 years’ experience in a sales role for credit products in a financial institution
• Knowledge of credit risk analysis
• Good knowledge of financial analysis is an added advantage
• Apt attention to details
• Excellent communication, presentation and interpersonal skills

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