Field Credit Officer (Osun)

About this role

Field Credit Officer role for Osun, responsible for onboarding and managing businesses that will access Moniepoint’s credit products. You will grow the loan portfolio while ensuring repayments and assess credit applications, using available tools to monitor performance. The position is outsourced and onsite, reporting to the Regional Credit Manager.

What you would do

• Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint
• Engage customers to ensure optimal usage of accounts to allow them to qualify for access to credit
• Review and approve (or decline) loan requests by thoroughly analysing all the data available
• Embark on physical visitation to potential borrowers’ business places for evaluation of business books, stock and turnover
• Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing
• Monitor active loan portfolio to ensure continued use of business account and loan repayment performance

What they are asking for

• OND in any business-related discipline
• Minimum of 2 years’ experience in a sales role for credit products in a financial institution
• Demonstrable knowledge of credit risk analysis
• Good knowledge of financial analysis (added advantage)
• Apt attention to detail
• Excellent communication, presentation and interpersonal skills

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