Field Credit Officer (Ogun)

About this role

A Field Credit Officer role in Ogun for Moniepoint, focused on onboarding and managing businesses that will access the company’s credit products. The job involves growing the loan portfolio while ensuring repayments are made on time and assessing borrowers during credit applications using the company’s monitoring tools. The officer makes recommendations to management before, during, and after loan disbursement, based on various economic factors and the five Cs of credit. The position targets individuals located in specific areas of Abia for this advert, but the job title and location stated are Ogun.

What you would do

• Identify and onboard viable businesses in the assigned area to open Moniepoint business accounts.
• Engage customers to optimise account usage to qualify for credit access.
• Review and approve or decline loan requests based on data analysis.
• Conduct physical visits to borrowers' business sites to evaluate books, inventory and turnover.
• Meet gross loan portfolio targets and portfolio profit targets while ensuring loans perform.
• Monitor active loan portfolios to ensure ongoing account use and repayment performance.
• Perform other credit-related tasks as assigned by a supervisor.

What they are asking for

• Minimum OND in any business-related discipline.
• At least 2 years of sales experience for credit products in a financial institution.
• Demonstrable knowledge of credit risk analysis.
• Good knowledge of financial analysis (advantage).
• Must be resident in Abia - Ohafia, Osisioma, Abia North, and Abia Central.

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