Field Credit Officer (North Central)

About this role

Moniepoint is hiring a Field Credit Officer for the North Central region. The role is onsite and outsourced, covering Benue, FCT Abuja, Kogi, Kwara, Nasarawa, Niger and Plateau, and reports to the Regional Credit Manager. The officer will assess loan applications, onboard businesses for credit products and monitor performance to grow a profitable loan portfolio while ensuring repayments.

What you would do

• Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint
• Engage customers to ensure optimal usage of accounts to allow them to qualify for access to credit
• Review and approve (or decline) loan requests by thoroughly analysing all the data available
• Embark on physical visitation to potential borrowers' business places for evaluation of business books, taking inventory and turnover into consideration
• Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing
• Monitor active loan portfolio to ensure continued use of business account and loan repayment performance

What they are asking for

• OND in any business-related discipline
• Minimum of 2 years’ experience in a sales role for credit products in a financial institution
• Demonstrable knowledge of credit risk analysis
• Good knowledge of financial analysis is an added advantage
• Excellent communication, presentation and interpersonal skills; attention to detail
• Must be resident in one of the listed locations (Benue, FCT Abuja, Kogi, Kwara, Nasarawa, Niger or Plateau) and indicate preferred location on your CV

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