Field Credit Officer (Imo)

About this role

A Field Credit Officer in Imo is responsible for onboarding and managing businesses that will use Moniepoint credit products. The role focuses on growing the loan portfolio while ensuring loans are repaid on time and using credit assessment tools to monitor borrower performance. The officer evaluates applicants based on key credit factors and makes recommendations to management before, during, and after loan disbursement. The job requires visiting potential borrower sites, analysing records, and achieving portfolio targets. The employer operates in the financial services space, offering credit products to small businesses through Moniepoint.

What you would do

• Identify and onboard viable businesses within the assigned area to open Moniepoint business accounts
• Engage customers to optimise account usage and enable credit access
• Review and approve or decline loan requests after analysing available data
• Conduct physical visits to borrowers' business locations to evaluate books and turnover
• Meet gross loan portfolio and portfolio profit targets while maintaining a healthy loan base
• Monitor active loan portfolios to ensure ongoing usage and repayment performance
• Perform other credit-related tasks as assigned by a supervisor

What they are asking for

• Minimum OND in any business-related discipline
• At least 2 years of sales experience in credit products within a financial institution
• Demonstrable knowledge of credit risk analysis
• Knowledge of financial analysis is an added advantage

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