Field Credit Officer (Imo)

About this role

A Field Credit Officer in Imo is responsible for onboarding and managing businesses that will access Moniepoint’s credit products, with a focus on growing and maintaining a profitable loan portfolio while ensuring timely repayments. The role involves assessing credit applications, visiting borrower sites, and monitoring performance to minimise defaults. It is suited for candidates with sales experience in credit products and knowledge of credit risk analysis.

What you would do

• Identify and onboard viable businesses within the assigned area to open Moniepoint business accounts
• Engage customers to maximise account usage and credit eligibility
• Review and approve or decline loan requests based on data analysis
• Conduct physical visits to borrowers to evaluate books, inventory, and turnover
• Meet loan portfolio and profitability targets while ensuring portfolio quality
• Monitor active loans to ensure repayment and continued account use; perform other credit-related tasks as assigned

What they are asking for

• Minimum OND in a business-related discipline
• At least 2 years’ experience in a sales role for credit products in a financial institution
• Demonstrable knowledge of credit risk analysis
• Good knowledge of financial analysis (added advantage)
• Apt attention to detail; strong analytical, communication, presentation and interpersonal skills
• Agility and perseverance

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