Field Credit Officer (Ekiti)

About this role

Moniepoint is looking for a Field Credit Officer to onboard and manage businesses that will access credit products. The role focuses on growing and maintaining a profitable loan portfolio while ensuring timely repayments. You will assess credit applications using various information sources and monitor borrowers’ performance throughout the loan life cycle. The position involves making recommendations to management before, during, and after loan disbursement based on credit factors and market conditions. The job requires field visits to potential borrowers, account onboarding, credit decisioning, and achieving portfolio targets in Ekiti as part of the Lagos-based operation.

What you would do

• Identify and onboard viable businesses within the assigned area to open business accounts with Moniepoint.
• Engage customers to ensure optimal account usage to qualify for credit access.
• Review and approve or decline loan requests by analysing available data.
• Visit potential borrowers' business locations to evaluate books, inventory and turnover.
• Meet gross loan portfolio targets and portfolio profit targets while maintaining a healthy loan customer base.
• Monitor active loan portfolios to ensure continued account use and repayment performance.
• Perform other credit-related duties as assigned by a supervisor.

What they are asking for

• Minimum OND in any business-related discipline.
• At least 2 years' experience in a sales role for credit products in a financial institution.
• Demonstrable knowledge of credit risk analysis.
• Good knowledge of financial analysis is an added advantage.

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