Field Credit Officer (Edo)

About this role

A Field Credit Officer in Edo is responsible for onboarding and managing businesses that will access Moniepoint’s credit products. The role involves growing a loan portfolio while ensuring loans are repaid on time, assessing businesses during credit applications, and monitoring performance throughout the loan term using the company’s tools. Key duties include onboarding viable businesses, engaging customers to maximise account usage for credit qualification, reviewing or declining loan requests, and performing physical visits to evaluate business books and turnover. The position targets meeting gross loan portfolio and portfolio profit goals while maintaining a healthy, performing loan book with disciplined monitoring and risk assessment. The role requires onsite work and reports to the Regional Credit Manager within an outsourced arrangement.</summary

What you would do

• Identify and onboard viable businesses within the assigned area to open Moniepoint business accounts
• Engage customers to optimise account usage so they qualify for credit
• Review and approve or decline loan requests based on data available
• Visit potential borrowers' business places to evaluate books, inventory and turnover
• Meet gross loan portfolio targets and portfolio profit targets
• Monitor active loan portfolios to ensure continued account use and repayment performance
• Perform other credit-related tasks as assigned by a supervisor

What they are asking for

• OND in any business-related discipline
• Minimum of 2 years’ experience in a sales role for credit products in a financial institution
• Demonstrable knowledge of credit risk analysis
• Good knowledge of financial analysis (advantage)

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