Field Credit Officer (Ebonyi)

About this role

The role is for a Field Credit Officer in Ebonyi who will onboard and manage businesses that can access Moniepoint's credit products. The focus is on growing the loan portfolio while ensuring timely repayments, using credit assessment tools and evaluating businesses during the application process. The officer makes recommendations to management before, during, and after disbursement, considering various economic factors. The job involves visiting potential borrowers to assess books and turnover, and achieving loan portfolio and profitability targets while keeping repayment performance strong.

What you would do

• Identify and onboard viable businesses in the assigned area to open Moniepoint business accounts.
• Engage customers to promote effective account usage for credit eligibility.
• Review and approve or decline loan requests based on data analysis.
• Conduct physical visits to borrowers' businesses to evaluate books, inventory and turnover.
• Maintain a healthy loan portfolio and meet portfolio profit targets while ensuring repayment performance.
• Monitor active loan portfolio to ensure continued account use and repayment.
• Perform other credit-related tasks as assigned by a supervisor.

What they are asking for

• Minimum OND in any business-related discipline.
• At least 2 years' experience in a sales role for credit products in a financial institution.
• Demonstrable knowledge of credit risk analysis.
• Good knowledge of financial analysis (advantage).

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