Field Credit Officer (Delta)

About this role

The role is Field Credit Officer for Moniepoint in Delta, responsible for onboarding and managing businesses that will access credit products. It is an onsite, outsourced position reporting to the Regional Credit Manager. The role focuses on growing a loan portfolio while ensuring profitability and timely repayments, using credit assessment tools to monitor borrower performance throughout the loan cycle. It involves evaluating 5Cs of credit, making recommendations before and after loan disbursements, and performing related credit tasks as assigned. The employer is a fintech offering credit products and payment services, with operations in Africa and a large customer base."

What you would do

• Identify and onboard viable businesses in the assigned area to open Moniepoint business accounts.
• Engage customers to maximise account usage so they qualify for credit access.
• Review and approve or decline loan requests based on data analysis.
• Conduct physical visits to borrowers' business sites to assess books, inventory and turnover.
• Meet gross loan portfolio targets and portfolio profit targets while ensuring portfolio quality.
• Monitor active loan portfolios to ensure continued account use and repayment performance.
• Perform other credit-related tasks as assigned by a supervisor.

What they are asking for

• Minimum OND in any business-related discipline.
• At least 2 years of experience in a sales role for credit products in a financial institution.
• Demonstrable knowledge of credit risk analysis.
• Good knowledge of financial analysis is an added advantage.

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