Field Credit Officer (Bayelsa)

About this role

The role is for a Field Credit Officer based in Bayelsa, reporting to the Regional Credit Manager. It is an onsite outsourced position with Moniepoint, a fintech providing credit products to businesses. The job involves onboarding and managing businesses that will access credit, growing the loan portfolio while ensuring repayments are made on time, and assessing borrowers using Moniepoint’s credit tools. The officer makes recommendations on actions to take before, during and after disbursement, considering various economic factors. The position requires physical visits to borrower premises to evaluate books and operations and to monitor portfolio performance.

What you would do

• Identify and onboard viable businesses within your area to open business accounts with Moniepoint
• Engage customers to ensure they use accounts optimally to qualify for credit
• Review and approve or decline loan requests based on data analysis
• Conduct physical visits to potential borrowers to evaluate books, inventory and turnover
• Meet loan portfolio and profitability targets while ensuring loans perform
• Monitor active loan portfolio to ensure continued use of business accounts and repayment performance
• Perform other credit-related tasks as assigned by a supervisor

What they are asking for

• Minimum of OND in a business-related discipline
• At least 2 years’ experience in a sales role for credit products in a financial institution
• Demonstrable knowledge of credit risk analysis
• Knowledge of financial analysis is an added advantage

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