Field Credit Officer (Anambra)

About this role

A Field Credit Officer in Anambra is responsible for onboarding and managing businesses that will access Moniepoint's credit products. The role focuses on growing and maintaining a profitable loan portfolio by ensuring timely repayments, assessing credit applications, and using tools to monitor borrower performance. The officer uses information on the five Cs of credit (capacity, character, and capital among them) to inform recommendations to management before, during, and after loan disbursement. The position involves visiting potential borrowers, approving or declining loan requests based on data, and meeting loan portfolio targets while keeping defaults low.

What you would do

• Identify and onboard viable businesses in the assigned area to open Moniepoint business accounts
• Engage customers to optimise account usage to access credit
• Review and approve or decline loan requests based on data analysis
• Conduct physical visits to borrowers to assess books, inventory and turnover
• Maintain and monitor the gross loan portfolio and portfolio profitability
• Ensure loan repayments and continued use of business accounts
• Meet portfolio targets and perform other credit-related tasks as assigned by supervisor

What they are asking for

• Minimum OND in any business-related discipline
• At least 2 years' experience in a sales role for credit products in a financial institution
• Knowledge of credit risk analysis
• Good knowledge of financial analysis is an added advantage
• Attention to detail
• Strong analytical, communication, presentation and interpersonal skills
• Agility and perseverance

Listing details are summarised from the source. Always confirm the role and the employer on the original posting before applying, and never pay to apply for a job.