Field Credit Officer (Akwa Ibom)

About this role

A Field Credit Officer role based in Lagos, focused on onboarding and managing businesses that will access Moniepoint’s credit products. The position involves growing and maintaining a profitable loan portfolio, assessing credit applications, and monitoring borrower performance using the company’s tools. The officer makes recommendations to management before, during, and after loan disbursement, considering various economic factors. The job requires visiting potential borrowers’ premises, evaluating books and turnover, and approving or declining loan requests based on data analysis. The role targets consistent loan portfolio and profit growth while ensuring repayments and account usage remain strong.

What you would do

• Identify and onboard viable businesses within the assigned area to open Moniepoint business accounts
• Engage customers to optimise account usage to qualify for credit
• Review and approve or decline loan requests using available data
• Visit potential borrowers' business premises to evaluate books and turnover
• Meet gross loan portfolio and portfolio profit targets while maintaining healthy loan customers
• Monitor active loan portfolios to ensure ongoing account use and repayment performance
• Perform other credit-related duties as assigned by a supervisor

What they are asking for

• Minimum of OND in any business-related discipline
• At least 2 years of sales experience for credit products in a financial institution
• Demonstrable knowledge of credit risk analysis
• Knowledge of financial analysis is an added advantage
• Apt attention to detail
• Strong analytical, communication, presentation and interpersonal skills
• Ability to adapt quickly and stay persistent

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