Field Credit Officer (Akwa Ibom)

About this role

The Field Credit Officer role is based onsite in Akwa Ibom and is outsourced. The person will onboard and manage businesses that will access Moniepoint's credit products, with responsibility for growing a loan portfolio while ensuring loans are repaid on schedule. The position involves assessing credit applications, monitoring borrower performance, and making recommendations before, during, and after disbursement. The job reports to the Regional Credit Manager and supports the company’s credit operations in the assigned area.

What you would do

• Identify and onboard viable businesses within the assigned area to open business accounts with Moniepoint
• Engage customers to optimise account usage to qualify for credit access
• Review and approve or decline loan requests based on data analysis
• Visit potential borrowers' business locations to evaluate books, inventory and turnover
• Meet loan portfolio targets and profitability targets while maintaining a healthy performing portfolio
• Monitor active loan portfolio to ensure continued use of business accounts and repayment performance
• Perform other credit-related functions as assigned by a supervisor

What they are asking for

• Minimum OND in any business-related discipline
• At least 2 years’ experience in a sales role for credit products in a financial institution
• Demonstrable knowledge of credit risk analysis
• Good knowledge of financial analysis is an added advantage

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