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Credit Risk Analyst
About this role
Addosser Microfinance Bank in Lagos is hiring a Credit Risk Analyst. The role involves evaluating loan applications under the bank’s credit policy, assessing creditworthiness using internal risk models and application information, and coordinating the credit committee along with portfolio management and reporting.
What you would do
- Evaluate loan applications in line with the bank’s credit policy
- Assess creditworthiness using internal risk models and application information
- Identify risks in credit requests and advise on restructuring within risk appetite
- Coordinate the credit committee
- Manage the credit portfolio and prepare regular reports
- Review facility letters and loan agreements for accuracy
What they are asking for
- A first degree in Economics, Finance or any related discipline; Master’s degree is an added advantage
- 2–5 years’ relevant experience in the financial services industry
- Good knowledge of accounting and relevant lending ratios
- Experience in credit risk management, data analytics and effective communication
- Knowledge of credit analysis and appraisal
- Experience in SME lending
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