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Credit Risk Analyst
About this role
The role is for a Credit Risk Analyst at First Ally in Lagos. The company describes itself as an issuing house and financial advisory firm with a history dating back to 2014, active in bond issuance, equity capital, mergers and acquisitions, restructuring and project advisory services. The position focuses on supporting credit appraisal and portfolio risk management, including analysing loan applications, monitoring risk indicators, and preparing credit recommendations. It targets candidates with a background in finance or related fields and experience in credit risk analysis within banking or financial services. The advert emphasises compliance with credit policies, reporting on risk and portfolio performance, and assisting recovery efforts on delinquent facilities.
What you would do
- Analyse loan applications and financial information to assess repayment capacity
- Prepare credit recommendations and identify risk mitigants
- Monitor portfolio at risk, overdue loans and emerging risks
- Identify and escalate early-warning signals and risk alerts
- Support recovery efforts on delinquent facilities
- Ensure compliance with credit policies and documentation requirements
- Monitor credit processing turnaround time
- Prepare credit risk and portfolio performance reports
What they are asking for
- Bachelor’s degree in Finance, Accounting, Economics, Banking & Finance, Business Administration or related discipline
- Minimum of 3 years’ relevant credit risk or credit analysis experience
- Experience in banking or financial services; microfinance experience is an advantage
- Strong credit and financial analysis, Excel and reporting skills
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