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Credit Officer, Makurdi
About this role
Entourage Integrated Trust Limited is a lending and financial services company. The role of Credit Officer involves assessing loan requests, reviewing clients’ financial information, and evaluating creditworthiness and risk. The officer will interact with clients to collect data, process loan applications, monitor existing loans and repayment progress, and contribute to loan renewals and payment plans. The position focuses on ensuring loan requirements are met and client service is maintained throughout the lending process. The employer operates in lending, leasing, venture capitalism, and microfinance sectors and offers a salary and benefits package with performance-based reviews.
What you would do
- Review loan requests
- Assess clients' financial status
- Evaluate creditworthiness and risks
- Contact clients to gather financial data and documentation
- Analyze risks and approve or reject loan requests
- Set up payment plans
- Maintain updated records of loan applications
- Follow up with clients about loan renewals
- Monitor progress of existing loans
- Daily and weekly repayment collection
What they are asking for
- Proven work experience as a credit officer, loan officer, or similar role
- Hands-on experience with lending procedures and products
- Ability to create and process financial spreadsheets
- Strong analytical skills
- Excellent communication and interpersonal skills
- Customer service experience
- NCE/OND/HND/BSc in Banking and Finance, Economics, or related field
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