Credit Officer, Lagos Island & It's Environ

About this role

The role is for a Credit Officer in Lagos Island and surrounding areas. The employer, Entourage Integrated Trust Limited, provides lending services to clients and requires someone to assess creditworthiness, process paperwork, and help clients obtain loans on time while ensuring requirements are met. The job involves evaluating financial information, calculating risk, reviewing loan requests, and maintaining loan records. It also includes contacting clients for data, setting up payment plans, and monitoring loan progress, repayments, and renewals. The position targets candidates with experience in lending procedures and customer service, who can handle financial analysis and documentation.

What you would do

• Review loan requests
• Assess clients' financial status
• Evaluate creditworthiness and risks
• Contact clients to gather financial data and documentation
• Analyze risks and approve or reject loan requests
• Set up payment plans
• Maintain updated records of loan applications
• Follow up with clients about loan renewals
• Monitor progress of existing loans
• Daily and weekly repayment collection

What they are asking for

• Previous work experience as a credit officer, loan officer, or similar role
• Experience with lending procedures and products
• Ability to create and process financial spreadsheets
• Strong analytical skills
• Excellent communication and interpersonal skills
• Customer service experience
• NCE/OND/HND/BSc in Banking and Finance, Economics, or a related field

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