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Credit Officer, Kabba, Kogi State
About this role
Entourage Integrated Trust Limited is a lending-focused investment company. The credit officer role involves evaluating loan requests, assessing clients’ financial information, and analysing risks to determine approval or rejection. The position requires knowledge of lending procedures and strong customer service, with duties including processing applications, communicating with clients, setting up payment plans, and monitoring existing loans. The job targets individuals with prior credit or loan experience who can ensure loans are issued on time and compliant with requirements. The role is based in Kabba, Kogi State, Nigeria.
What you would do
- Review loan requests
- Assess clients' financial status
- Evaluate creditworthiness and risks
- Contact clients to gather financial data and documentation
- Analyse risks and approve or reject loan requests
- Set up payment plans
- Maintain updated records of loan applications
- Follow up with clients about loan renewals
- Monitor progress of existing loans
- Daily and weekly repayment collection
What they are asking for
- Proven work experience as a credit officer, loan officer, or similar role
- Hands-on experience with lending procedures and products
- Ability to create and process financial spreadsheets
- Strong analytical skills
- Excellent communication and interpersonal skills
- Customer service experience
- NCE/OND/HND/BSc in Banking and Finance, Economics, or a related field
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