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Consumer Lending Officer
About this role
A consumer lending officer role in a bank involves evaluating loan applications, advising clients on loan options, and ensuring compliance with banking regulations. The position focuses on risk assessment, loan processing, portfolio management, and maintaining client relationships to support branch growth.
What you would do
- Evaluate loan applications and determine eligibility and repayment capacity
- Advise clients on loan products, rates, terms and fees
- Process and underwrite loans in collaboration with underwriting teams
- Assess creditworthiness and risks to approve, modify or deny loans
- Monitor loan repayment performance and mitigate potential losses
- Maintain and grow client relationships and develop new referral networks and marketing strategies
What they are asking for
- Experience in consumer lending or banking preferred
- Understanding of credit assessment, underwriting and risk management
- Knowledge of banking regulations and ethical lending practices
- Ability to explain loan terms clearly and provide financial advice
- Strong interpersonal skills and customer service orientation
- Target-driven with capacity to contribute to branch growth
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