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Chief Product Officer
About this role
Kolomoni Microfinance Bank in Oyo seeks an experienced Chief Product Officer to lead the bank's product strategy, development and performance. The role covers digital banking, savings, lending, payments and other financial services, ensuring alignment with strategic objectives, regulatory requirements and financial inclusion goals. The CPO will manage the end-to-end product lifecycle, drive adoption and profitability, and enhance customer experience. The candidate should have a strong background in Nigerian banking and fintech, with proven success in developing financial products and turning customer insights into scalable solutions.
What you would do
- Define and execute the bank's product vision, strategy and roadmap aligned to business goals.
- Lead innovation across digital banking, savings, deposits, lending, payments and other financial services.
- Oversee the full product lifecycle from ideation to retirement.
- Conduct market research, competitor analysis and customer segmentation to identify opportunities.
- Ensure products are competitive, scalable, customer-centric and commercially viable.
- Lead design, development and enhancement of banking products across digital and traditional channels.
- Collaborate with Technology, Operations, Risk, Compliance and other stakeholders to deliver seamless experiences.
- Develop product requirements, roadmaps and go-to-market strategies; test, launch and optimise products.
- Drive product profitability through pricing, monetisation and performance monitoring.
- Champion AI, automation and data analytics to improve delivery, personalisation and customer experience.
What they are asking for
- Bachelor's degree in Business Admin, Computer Science, Engineering, Economics, Finance or related field.
- MBA or relevant postgraduate qualification preferred.
- 10–12 years in product management, digital banking, fintech or financial services; 4–5 years in senior product leadership.
- Experience as Chief Product Officer, Head of Product, Product Director, VP of Product or equivalent in bank, microfinance bank or fintech.
- Proven track record in developing, launching and scaling financial products in digital banking, savings, deposits, lending and payments.
- Understanding of the Nigerian banking ecosystem, customer behaviour and financial inclusion opportunities.
- Experience driving product adoption, revenue growth, engagement and profitability.
- Knowledge of product pricing, unit economics, analytics and commercial performance.
- Familiarity with digital banking platforms, core banking systems, APIs and payment infrastructure.
- Awareness of CBN regulations, product governance and risk management; agile product development and UX/UI principles.
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