About this role
The role is for a Field-based Area Collections Executive in the Sun King risk team, focused on PAYG product collections in the Oyo region (Saki and Oyo). The job involves repossessing devices from delinquent customers, improving repayment processes, and coordinating with sales and risk teams. It also covers setting up collection centres, training field staff, reporting on field activities, and addressing fraud or mis selling. The position targets candidates with field experience, good communication skills, and a background in credit risk, microfinance, fintech or banking, ideally with rural customer exposure. The employer, Sun King, is the solar energy division of Greenlight Planet, operating across multiple markets and offering growth opportunities and a multicultural, impact-driven work environment.
What you would do
- Repossess products from delinquent customers in collaboration with Area Business Managers and Field Sales Executives when intervention is required.
- Provide weekly updates to Sales and Risk Management on field interventions, results, and customer insights.
- Design, pilot, and implement collection processes to improve repayments and customer satisfaction.
- Recruit and establish cash collection centres and set up the collection area.
- Drive follow-up with Field Officers to ensure collection calls and repossession tasks are completed on time.
- Report fraud or field misconduct such as product tampering or mis selling, following Risk processes.
- Train Field Sales Executives on repossessions and handling difficult customer collection issues.
- Conduct mystery shopping to verify sales quality and gather regional insights for strategy.
- Assess regional portfolio and repayment trends; set daily, weekly, and monthly collection strategies.
- Report cases of product tampering through Risk-approved mechanisms.
What they are asking for
- Minimum of 1 year of work experience in a similar field-based role with rural customers.
- Experience in Microfinance, Fintech or banking with a focus on credit collections or debt recovery preferred.
- Interest in working with rural customers and resolving customer issues.
- Strong issue-tracking and resolution skills.
- Knowledge of the local territory (added advantage).
- Willingness to work in the field to drive collections and enhance customer experience.
- Ability to coordinate with multiple sales and cross-functional teams.
- Bachelor’s Degree or Higher Diploma in Finance, Community Development, Communication, Credit Risk Management or related fields.
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